Terms

Last Updated: February 19, 2026

Acceptance of Terms

By accessing or using OFR, you agree to these Terms and our Privacy and Disclaimer pages. If you do not agree, do not use this site.

Educational Services Only

OFR provides educational content and coaching frameworks. OFR is not acting as your investment adviser, broker, attorney, tax adviser, or fiduciary.

No Warranty

The website, calculators, letters, and downloadable templates are provided "as is" and "as available" without warranties of any kind, including accuracy, completeness, fitness for a particular purpose, or non-infringement.

Limitation of Liability

To the maximum extent permitted by law, OFR and its operators are not liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, or any loss of income, savings, data, or profits arising from use of the site or services.

User Responsibilities

You agree to provide accurate information, use the site lawfully, and not misuse tools, attempt unauthorized access, or interfere with platform operation.

Payments and Access

Paid features, pricing, and onboarding terms are shown on the website and may change. Access to paid services is provided after confirmed payment and may be suspended for misuse or policy violations.

Changes to Terms

We may update these Terms at any time by posting a revised version on this page. Your continued use after updates means you accept the revised Terms.

Questions: ourfinancialride@gmail.com